You have found the home of your dreams, and you make the offer to buy. You had been pre-approved for a mortgage as that step was recommended by your realtor. Now you need to secure that mortgage and close the purchase, but the mortgage agent is asking for documents that you don’t have. What do you do now? Will you lose the house? Financing condition... what’s that? HELP!!
I have been a Mortgage Agent and File Fulfillment Specialist for over 12 years. I have found that buying a home can be a stressful experience for many buyers. There are multiple people and steps involved, and they don’t realize this until they are well into the process. They also don’t know which documents are required and often don’t have the necessary paperwork available, which adds to the stress.
Purchasing a home is a significant financial commitment, and being well-prepared and informed about the process can help facilitate a smoother buying experience. My book aims to educate buyers on what is needed when applying for a mortgage when buying a home.
Once you finish going through my book, you will know what to expect during the buying process. You will have the tools needed to ensure you set yourself up to get the best mortgage with as little effort as possible. Your mortgage agent will thank you for being so well prepared and making their job that much easier!
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